OCBC Mortgage Singapore
Worth reviewing for mainstream owner-occupier and local-bank package comparisons.
Bank hub
Compare Home Loans by Bank in Singapore
Use this page to compare banks, special features, and borrower fit before drilling into package details.
Last updated: March 2026
Quick Answer
This page helps you compare banks, not just rates.
Use it to shortlist lenders by package mechanics, borrower fit, and special features.
Comparison Table of Banks
| Bank | Known for | May suit | Page |
|---|---|---|---|
| OCBC | Mainstream local-bank mortgage comparisons | Borrowers comparing major local banks | View OCBC |
| DBS | DBS ecosystem and broad residential visibility | Borrowers already using DBS banking products | View DBS |
| UOB | Flexible repricing review interest | Borrowers who expect to review packages regularly | View UOB |
| Standard Chartered | MortgageOne offset structures | Borrowers with stronger cash balances | View Standard Chartered |
| HSBC | Premier-style banking integration | Borrowers comparing relationship-banking fit | View HSBC |
| Maybank | Refinancing comparisons | Owners reviewing switch options | View Maybank |
| CIMB | Floating-package comparisons | Rate-sensitive borrowers | View CIMB |
Feature Comparison Grid
| Bank | Fixed packages | Floating packages | Offset loans | BUC support | Repricing |
|---|---|---|---|---|---|
| OCBC | Yes | Yes | No main offset feature | Yes | Yes |
| DBS | Yes | Yes | No main offset focus | Yes | Yes |
| UOB | Yes | Yes | No main offset focus | Yes | Yes |
| Standard Chartered | Yes | Yes | MortgageOne | Yes | Yes |
| HSBC | Yes | Yes | Yes | Yes | Yes |
| Maybank | Yes | Yes | No main offset focus | Yes | Yes |
| CIMB | Selected | Yes | No | Yes | Yes |
Links to Individual Bank Pages
DBS Mortgage Singapore
Useful for borrowers already using DBS banking products and ecosystem benefits.
UOB Mortgage Singapore
Relevant for borrowers comparing major local banks and repricing flexibility.
Standard Chartered Mortgage Singapore
Worth checking for MortgageOne offset structures and selected purchase cases.
HSBC Mortgage Singapore
Useful for relationship-banking and selected refinancing comparisons.
Maybank Mortgage Singapore
Often reviewed in refinancing and mainstream bank comparisons.
CIMB Mortgage Singapore
Worth checking for floating-rate comparisons in selected cases.
Current Rate Context
Why pay 2.6%? Compare real bank packages and see monthly savings.See Your Bank Savings
Market rates verified March 2026SORA: 1.0528% as of 2 March 2026 • Source
Local
★ Popular1.45%
Save ~$144/mth vs HDB 2.6%Local
★ Popular1.40%
Save ~$231/mth vs HDB 2.6%Local
★ Popular1.55%
Save ~$205/mth vs HDB 2.6%Local
★ Popular1.55%
Foreign
1.45%
Foreign
1.40%
Local & Foreign
ASK US FOR BIGGER LOAN1.35%
Foreign
SORA + 0.17%
Transparency note: some brokers show lower-looking rates with bundled purchase conditions. We market genuine deviated rates.
Free Consultation
Compare home loan packages across banks
We compare multiple banks and recommend suitable packages.
FAQ
What should I compare besides mortgage rate?
Compare lock-in, repricing, borrower fit, offset features, BUC support, and package structure.
Should I use this page or the rates page first?
Use the rates page for market context and this page to compare banks and shortlist lenders.
Do different banks suit different borrowers?
Yes. Loan size, borrower profile, property type, and package features can change which bank is a better fit.