Flexible packages
UOB offers both fixed and floating loans.
Bank
UOB Mortgage Singapore
Home loan packages, key features and comparison with other banks.
Last updated: March 2026
Quick Overview
UOB is one of the banks offering home loan packages in Singapore for property purchase, refinancing, and new launch properties.
What To Check First
| Area | Why it matters |
|---|---|
| Repricing route | Important if you expect to review packages regularly with the same bank. |
| Lock-in period | Affects flexibility if rates change later. |
| Notice mechanics | Useful for future refinancing timing. |
| Package structure | Compare fixed and floating behaviour, not just first-year pricing. |
Key Features
BUC financing
Supports progressive payment drawdown.
Repricing options
Borrowers can switch packages internally.
Special feature
Worth checking for flexible repricing structures in selected cases.
Who This Bank Suits
Borrowers with stable income
Often reviewed for mainstream residential borrowing.
Borrowers refinancing existing loans
Relevant for owners reviewing future package changes.
Borrowers comparing major banks
Useful when shortlisting among local-bank options.
Compare With Other Banks
Use the bank hub and rates page before choosing a package.
Related Guides
Free Consultation
Compare home loan packages across banks
We compare multiple banks and recommend suitable packages.
FAQ
Does UOB offer fixed and floating home loans?
Yes. UOB is commonly compared across both fixed and floating package structures.
What is a key UOB feature to review?
Borrowers often check UOB repricing flexibility and package review options.
Who usually compares UOB?
Borrowers comparing major local banks for purchase or refinancing.